Instantly compare Ethereum-backed loan rates from top crypto lenders. Live APR rankings, flexible terms & a smart calculator help you unlock fast cash against your ETH.
Ranked by interest rates from lowest to highest. Compare features and terms across all providers.
Showing 8 of 14 lenders · Sorted by APR
Live Rates| Provider | APR | Max LTV | Min Loan | Term | Collateral | |
|---|---|---|---|---|---|---|
|
Nexo Best Rate
Regulated · Since 2018
|
6.20% | 70% | $500 | Flexible | ETH | Visit → |
|
SALT Lending
US-based · Since 2016
|
6.65% | 70% | $5,000 | 12 mo | ETH | Visit → |
|
Ledn
Canadian · Since 2018
|
7.10% | 50% | $10,000 | 12 mo | ETH | Visit → |
|
YouHodler
EU-regulated
|
7.80% | 75% | $1,000 | 30–180d | ETH | Visit → |
|
APX Lending
US & Canada · CSA Compliant
|
8.25% | 60% | $2,000 | 6–24 mo | ETH | Visit → |
|
Figure
US-regulated
|
8.90% | 65% | $1,000 | Same day | ETH | Visit → |
|
Nebeus
EU-licensed VASP
|
9.40% | 80% | $500 | Flexible | ETH | Visit → |
|
Xapo Bank
Gibraltar-regulated
|
10.00% | 40% | $10,000 | 1–12 mo | ETH | Visit → |
Rates are estimates for illustrative purposes only and may vary. Always verify directly with the lender before applying.
Set your collateral amount and terms, and we'll estimate your loan details in real time.
Estimates only. Does not constitute financial advice. Verify all terms directly with your chosen lender before applying.
Get liquidity from your Ethereum without triggering a taxable sale event — in four simple steps.
Real stories from Ethereum holders who accessed liquidity without selling their position.
ETH was up 400% from my entry. Instead of selling and triggering a huge tax bill, I borrowed $38K at 6.5% APR to buy my first home. My ETH has since climbed another 60%. Best financial decision I've made.
Needed $18K fast for business equipment. Banks quoted 14% and wanted months of paperwork. Found a 7.1% rate here in two days. Paid it back in 9 months, kept my full ETH position intact.
The comparison tool saved me $4,100 in interest. The first lender I tried quoted 10.5%. I found 6.2% here for the same $72K loan. Process was smooth, funds arrived in 3 business days.
Used an ETH loan to fund a real estate investment opportunity that needed $95K. Closed the deal, made solid returns in 5 months. My ETH doubled in value during that same period. Couldn't be happier.
Emergency renovation needed $22K. Credit cards wanted 24% APR. Borrowed against my ETH at 7.3%, fixed everything within 48 hours. Loan paid off in 7 months. Still have my full stack.
Been holding ETH since 2019. When university tuition came due, I borrowed $41K at 6.9% instead of selling at what I thought might be a local top. Paid for the degree and my ETH is still climbing.
Everything you need to know about Ethereum-backed loans.
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